How Maintain the Maximum Value of your Promissory Note

Once you have sold the property, and created your note and are collecting loan payments – there are some very important ways that you will keep your loan at maximum value.

A partial list is –

  1. Keep the original loan documents – particularly the original promissory note – in a safe and secure location like a bank deposit box
  2. Monitor tax payments
  3. Monitor insurance coverage on the property
  4. Keep careful records of payments and deposit to bank account.

You can obtain a complete list of ways to maintain your Note at maximum value in a complimentary copy of “The Note Holder’s Handbook” available from Nationwide Secured Capital – order at:
and you will receive a comprehensive guide – AT NO COST- with the most important steps you can take to protect the value of your note – steps that will maintain your loan at peak value for yourself, and in case you ever decide to sell your note.

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Seller Financing – Can It Work For You


Are you thinking about selling your property TODAY?
Do you need to sell it QUICKLY? Maybe you need ALL of the money NOW, or have relocated or found another house to live.
Has your property been sitting on the market longer than you want?
Do you have interested buyers but they are not qualified for a traditional loan at the bank?
Can you NOT “wait it out” until market conditions improve for it to be easier to sell your property and get what you are looking for?
If you answered “Yes” to any of the above, then read on.

Creating a Seller Financed Mortgage Note will help you sell your property FASTER in any market…AND you can also walk away with cash in your pocket shortly after closing when you create your note correctly

What is a seller financed mortgage note?

The seller takes on the role of the lender. The seller extends credit to the buyer in order for the buyer to purchase the house.


The pool of eligible buyers who are qualified to purchase your property with a loan is considerably smaller than it was a few years ago. This is due to the collapse of bank lending from bad loans the bank made. There are now many good buyer/ borrowers out there who cannot obtain a bank loan. There is no place for them to turn. They would love to buy your property!


A Seller Financed Mortgage Note, also known as a promissory note (Note), is a written promise by the buyer of your property to pay a certain amount of money in the future – normally as a series of payments, and its’ payment in full is normally secured by property that you have sold to the buyer, (the property acts as collateral guaranteeing you will be repaid).

You can loan money to your buyer (and become a lender), when you sell your real estate. You do this with seller financing and carry back a Note. You essentially provide them some or all of the money they need to purchase your property or business – with the agreement that they would pay you back with interest. Normally the property acts as collateral on that loan.


A Note will help you sell your property FASTER in any market because:

Seller Financing is faster than a traditional loan. It can happen as quickly as 21-30 days. This solution is great for Rehabbers & Flippers.
You increase marketability of your property by at least 20-25% if you offer Owner Financing because you are able to attract an expanded and larger pool of buyers who do not qualify to the stringent traditional bank loans in today’s market; e.g. lower credit scores, good credit with past bankruptcy or foreclosure, poor credit.
You are offering a financing Solution for Properties that Banks don’t fund…these are outside the Bank-box. Some Properties (and Buyers as mentioned above) do not qualify for a traditional bank mortgage due to bank restrictions; e.g. Mobile home & land, Churches, Mobile home parks, Storage units, Gas Station and/or Convenience stores, Land notes, etc.
A benefit is receiving top value. You can get full market value for your real estate. Since you’re able to sell to someone who can’t qualify for traditional a mortgage, you can get the price you are asking for. Banks and mortgage lenders rarely lend over the appraised value of a property.
Another benefit is Cashflow, Receive a steady stream of income. This is if you don’t need/want to have all the money at once; e.g. avoid taxes.

More Info